STRIX Guide 2026.
The complete guide to the AMSF questionnaire
The STRIX is the annual questionnaire of the Monaco Financial Security Authority (AMSF). This guide covers everything regulated entities need to know: definition, structure, calendar, and how to simplify submission.
What is the STRIX?
The STRIX (Risk Treatment and Extra-financial Information System) is the annual regulatory questionnaire mandated by the AMSF for all entities subject to anti-money laundering and counter-terrorism financing (AML/CFT) obligations in Monaco.
This questionnaire enables the AMSF to assess each entity's compliance framework: governance, risk mapping, due diligence procedures, internal controls and staff training. The answers serve as the basis for the AMSF's on-site and off-site inspections.
Failure to submit the STRIX, or an incomplete submission, can lead to disciplinary and financial sanctions from the AMSF.
Who must complete the STRIX?
All entities subject to the Monaco AML/CFT framework are required to complete the STRIX questionnaire. The list covers 22 professional categories defined by Law 1.362:
Questionnaire structure
The STRIX is organized into 5 thematic sections. Each section contains questions specific to the entity's industry. The total number of questions varies by industry template (between 60 and 120 questions).
Client risk
Client identification and classification, KYC procedures, client risk assessment (country, activity, legal structure), enhanced due diligence for PEPs and complex structures.
Products and services
Nature of products and services offered, inherent risk assessment for each product, specific due diligence measures, monitoring of unusual transactions.
Distribution
Distribution channels used, remote business relationships, non-face-to-face onboarding, use of intermediaries and third-party introducers.
Internal controls
Compliance framework organization, MLRO/CO appointment, internal control procedures, audits, staff training, suspicious activity reports.
Signatories
Identification of persons authorized to sign the questionnaire, compliance attestation and management commitment.
Calendar and deadlines
The STRIX must be submitted annually. The AMSF communicates the opening and closing dates of the campaign for each industry. Typically, the calendar follows this pattern:
STRIX campaign opens. AMSF notification received. Internal data collection begins.
Questionnaire completion. Internal review by CO and MLRO. Preparation of supporting documents.
Official submission to the AMSF before the deadline. Acknowledgement of receipt. Preservation of submission evidence.
Potential AMSF feedback. Requests for additional information. Preparation for document-based inspections.
How conform ia simplifies the STRIX
Every year, the same reality: hours spent gathering data, verifying answers, coordinating validations. conform ia automates this process.
- Automatic pre-filling -- 68% of answers pre-filled from your regulatory profile and client data
- Industry templates -- 22 templates adapted to each professional category, with conditional questions specific to your activity
- PDF and Excel export -- Timestamped submission with complete audit trail to prove compliance
- Year-over-year history -- Comparison with the previous year to identify changes and justify evolutions
Simplify your next STRIX.
Discover your industry template with pre-filling in action.